The Information We
Collect:
This notice applies to all
information collected or submitted on the #1 Best
Mortgage Rate website. On some pages, you can apply to
receive rate quotes. The types of personal information
collected at these pages are:
Name
Address
Email
address
Phone number
(etc.)
The Way We Use Information:
Any information obtained by
#1 Best Mortgage Rate, its authorized affiliates,
lenders, brokers, successors and/or assigns will be used
for the purpose of determining the eligibility of a loan
applicant. Information obtained may be submitted to an
authorized third party to determine credit worthiness
and eligibility of a loan applicant.
Automatically Gathered
Information.
#1 Best Mortgage Rate
automatically collects your browser type and browser
software version to tailor the presentation of the
services to your platform and to maintain a record of
your activity on the #1 Best Mortgage Rate web-site. #1
Best Mortgage Ratemay also use cookies to enable users
to specify unique preferences and to track user trends
and patterns. Users always have the option of disabling
cookies via their browser preferences. If you disable
cookies on your browser, please note that some parts of
our #1 Best Mortgage Rate site may not function as
effectively or may be considerably slower. As an
automatic process, our web server software records a log
file of IP addresses that access the #1 Best Mortgage
Rate web-site. We also collect IP address information
but do not ordinarily link IP addresses to Users
Personally Identifiable Information.
How We Use Information.
We use Personally
Identifiable Information for our own internal purposes
including contacting you via email to inform you about
updates to our services and providing you with other
information that we deem necessary. We reserve the right
to disclose your information as required by law. We do
not rent or sell our Users Personally Identifiable
Information to third parties.
Finally, we never use or
share the personally identifiable information provided
to us online in ways unrelated to the ones described
above without also providing you an opportunity to
opt-out or otherwise prohibit such unrelated uses.
Our Commitment To Data
Security
To prevent unauthorized
access, maintain data accuracy, and ensure the correct
use of information, we have put in place appropriate
physical, electronic, and managerial procedures to
safeguard and secure the information we collect online.
Limitation of Liability.
a. Neither #1 Best Mortgage
Rate nor its parent, affiliates or subsidiaries are
liable for any loss or damage caused by a visitor's
reliance on: (1) any information or (2) any product or
service obtained through this Site or a Linked Site.
Visitors are responsible for assessing the accuracy and
completeness of any information obtained from this Site
or a Linked Site.
b. Neither #1 Best
Mortgage Rate nor its parent, affiliates or subsidiaries
are responsible or liable for any inaccuracies, errors
or omissions in the Content or in the products or
services offered on this Site or a Linked
Site.
c. Neither #1 Best Mortgage
Rate nor its parent, affiliates or subsidiaries are
liable in any way for any indirect, special, punitive,
consequential, or indirect damages in connection with
the use of this Site or a Linked Site or with the delay
or inability to use this Site or a Linked Site, whether
or not #1 Best Mortgage Rate is made aware of the
possibility of such damages. This limitation includes,
but is not limited to, the transmission of any viruses
or Trojan horses that may affect a Visitor's equipment,
failure of any electronic or telephonic equipment,
communication or connection lines, unauthorized access,
theft, operator errors, or any force majeure. #1 Best
Mortgage Rate does not guarantee continuous,
uninterrupted or secure access to this Site or a Linked
Site.
d. By applying, this does not
obligate #1 Best Mortgage Rate, its authorized
affiliates, lenders, brokers, successors and/or assigns
to make a loan to any applicant, nor does it imply an
offer to lend or loan to any
applicant.